Important Fact #1 - Statutory Liability Insurance 12/01/2015

Builders usually buy Statutory Liability Insurance to protect against fines and penalties imposed for a breach of Workplace Health & Safety and Environmental Protection legislation.

Statutory Liability Insurance can be a stand alone policy or form part of a package policy - such as Management Liability Insurance, Corporate Practices Protection, or Business Insurance.  The policy may cover the company directors.

Regardless of the type of policy, check that it does not contain an exclusion for Statutory Liability arising out of, based on or attributable to bodily injury and/or property damage.  Such an exclusion effectively removes cover for an Occupational Health & Safety incident.

If you need help understanding your policy or require a policy with broader cover, please do not hesitate to contact our office.  

 

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