Industrial Special Risks
An Industrial Special Risks policy essentially provides cover for loss or damage to insured property by any cause not specifically excluded by the policy.
It is typically the broadest and the most flexible property policy available and is recommended to commercial clients with insured values greater than $3,000,000 (although this minimum does vary between insurers).
Property damage cover for more complex risks.
Protect your business or commercial property from unforeseen incidents:
LOSS AND/OR DAMAGE
to buildings, plant and machinery, contents, stock, raw materials, unregistered vehicles and the property of directors and employees.
EXTRA COSTS
such as removal of debris, re-instatement costs, re-writing of records and professional fees.
LOSS OF PROFITS
such as revenue or rentals and/or increased expenses caused by damage to insured property and also by contingent damage to property at the premises of suppliers, customers and utilities.
BURGLARY / FIDELITY GUARANTEE
for theft of money and employee dishonesty.
ACCIDENTAL DAMAGE
for all property (including glass).
MECHANICAL BREAKDOWN
covers loss or damage to plant and equipment as a result of mechanical breakdown.
Call us on 1800 150 888 and speak to one of our friendly staff.