Surety Bonds
Surety bonds are established by contractors for the benefit of their clients or potential clients and provide security against default or non-performance.
Contract Bonds are an alternative to bank guarantees. They provide third party financial protection, generally without encumbering assets or established credit lines and include;
- Bid Bonds
- Performance Bonds
- Advance Payment Bonds
- Retention Release Bonds
- Maintenance Bonds
- Off-Site Material Bonds
MBA Insurances Services utilises the services of leading underwriters QBE & Asset Insure when applying for Surety Bonds.
Guidelines for eligibility;
- Minimum company turnover of $20 million (over the previous three years trading) or $1 million bond facility requirement.
- Dollar for dollar cover in terms of net tangible worth versus bond facility size. ie: Balance Sheet Net Tangible Assets of at least $1 million dollars.
- Details of the ownership structure and financials for the entire group of companies / trusts involved with the applicant.
- Owner / Shareholder guarantees are mandatory with facilities for privately owned entities of this size and nature.
- Positive cash flow, working capital and retention of profits within the business.